Disclaimer & Educational Use Policy

1. Educational Purpose Only

All content published on Moolah IQ — including blog articles, calculators, tools, charts, and any other materials — is provided strictly for educational and informational purposes.

Nothing on this website constitutes financial advice, investment advice, tax advice, legal advice, or any other form of professional advice. The information presented is general in nature and may not be applicable to your specific financial situation, goals, or risk tolerance.

You should not rely solely on the information provided by Moolah IQ when making financial decisions. Always do your own research and consider your personal circumstances.

2. Calculator Accuracy & Limitations

Our financial calculators and interactive tools produce estimates based on the inputs you provide and simplified mathematical models. These tools are designed to help you explore financial concepts and scenarios — they are not predictive tools.

• -Results are approximations and actual outcomes may vary significantly from projections.
• -Calculators use simplified assumptions and may not account for taxes, inflation, fees, market volatility, or other important factors.
• -We make no guarantees regarding the accuracy, completeness, or reliability of calculator results.
• -You are solely responsible for verifying all calculations before making any financial decisions.

3. No Professional Relationship

Using this website, reading our articles, or interacting with our calculators does not create a financial advisor-client relationship, attorney-client relationship, or any other professional relationship between you and Moolah IQ.

Moolah IQ is not a registered investment advisor, financial planner, accountant, tax professional, or attorney. We are an educational content platform.

Before making any financial, investment, tax, or legal decisions, you should consult with qualified, licensed professionals who can evaluate your specific situation and provide personalized guidance.

4. Investment & Financial Risks

All investments carry risk, including the potential loss of principal. Please be aware of the following:

• -Past performance does not guarantee future results. Historical returns referenced in our content are not indicative of future performance.
• -You can lose some or all of your invested money. No investment strategy is risk-free.
• -Different investments carry different levels of risk. Understand the specific risks before investing.
• -Market conditions, economic events, and regulatory changes can impact investment performance in unpredictable ways.

5. Limitation of Liability

To the fullest extent permitted by law, Moolah IQ and its creators, contributors, and affiliates shall not be held liable for any damages, losses, or expenses arising from:

• -Financial decisions made based on information or tools provided on this website.
• -Errors, inaccuracies, or omissions in our content or calculator results.
• -Any reliance you place on the information provided.
• -Service interruptions, technical errors, or data loss.

You use this website and its tools entirely at your own risk.

6. Third-Party Links

Moolah IQ may contain links to third-party websites, products, or services. These links are provided for your convenience and reference only.

We are not responsible for the content, accuracy, privacy practices, or opinions expressed on third-party websites. A link does not constitute or imply an endorsement, sponsorship, or recommendation by Moolah IQ.

We encourage you to read the privacy policies and terms of service of any third-party website you visit.

7. Changes to This Disclaimer

We reserve the right to update or modify this disclaimer at any time without prior notice. Changes take effect immediately upon posting to this page.

Your continued use of Moolah IQ after any changes constitutes your acceptance of the updated disclaimer. We recommend reviewing this page periodically.