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The 5 Best High-Yield Savings Accounts in 2026

Earn 4%+ APY on your savings. We compare the top high-yield savings accounts by rates, fees, minimums, and features to help you pick the right one.

TL;DR: High-yield savings accounts pay 4%+ APY vs. the 0.01% national average — that's a $2,300+ difference on $10,000 over 5 years. Our top picks are Wealthfront (4.50% APY), Marcus (4.40%), and SoFi (4.30% with direct deposit). Open one in 10 minutes and automate your deposits.